2026 Property Tax Rates in Plano, Frisco, Allen, McKinney, Prosper, Celina and Dallas
Updated Nov 5, 2026 · By Hilda Avila, REALTOR®, Ebby Halliday Real Estate, LLC. Rates were last checked Nov 5, 2026. They are per $100 of taxable value for the 2026 tax year, taken from official county and city sources listed at the end of this post. This is general information, not tax advice.
Short answer: A Texas property tax bill adds up every taxing unit on your address: county, city, school district, college district, and any MUD or PID. For an example Collin County home in the City of Plano and Plano ISD, the 2026 rates in this guide total $1.702984 per $100 of taxable value, before exemptions.
If you are buying or selling in Plano, Frisco, Allen, McKinney, Prosper, Celina, or Dallas, property taxes are one of the biggest ongoing costs to plan for. The catch: there is no single “city tax rate” that tells you the bill. Your total is the sum of every taxing unit on your address, and each one can grant different exemptions.
How a Texas property tax bill is built
Each taxing unit (county, city, school district, college district, and any special district such as a MUD or PID) sets its own rate per $100 of taxable value. Your bill adds those layers together. Two homes in the same city can have different totals if they sit in different counties, school districts, or special districts.
2026 city tax rates (Collin County table)
These are the 2026 city rates from the Collin County Tax Assessor-Collector’s “2026 Tax Rates and Exemptions by Jurisdictions.” For the cities that also reach into Denton County, the Denton County Tax Office lists the same adopted 2026 city rate.
| City | Counties | 2026 city rate | City homestead exemption | City over-65 exemption |
|---|---|---|---|---|
| Plano | Collin and Denton | $0.437600 | 20% ($5,000 minimum) | $40,000 |
| Frisco | Collin and Denton | $0.425517 | 20% ($5,000 minimum) | $80,000 |
| Allen | Collin | $0.414700 | 5% ($5,000 minimum) | $50,000 |
| McKinney | Collin | $0.412284 | None listed | $90,000 |
| Prosper (Town) | Collin and Denton | $0.505000 | 17.5% ($5,000 minimum) | $10,000 |
| Celina | Collin and Denton | $0.571677 | None listed | $30,000 |
City of Dallas: the adopted rate for fiscal year 2026–27 is $0.697800 per $100 (69.78 cents), according to the City of Dallas and the Denton County Tax Office. Dallas spans Dallas, Collin, Denton, and Rockwall counties, and most parcels are in Dallas County.
The other layers: county, college, and school district
For an address in Collin County, the same 2026 table lists Collin County at $0.151414 and Collin College at $0.081220 per $100. School district rates are usually the largest layer:
| School district | 2026 rate |
|---|---|
| Allen ISD | $1.103700 |
| Celina ISD | $1.208800 |
| Frisco ISD | $1.019400 |
| McKinney ISD | $1.066400 (see note below) |
| Plano ISD | $1.032750 |
| Prosper ISD | $1.201100 |
School district lines do not always follow city limits, and other districts serve some addresses, so confirm the district for the exact address with the district or the appraisal district. The county table also lists MUDs and PIDs; if a home is in one, its rate or assessment is added on top.
Example: adding up the layers
Example only, using a made-up value. Say a home in Collin County is inside the City of Plano and Plano ISD, with no MUD or PID, and has a taxable value of $400,000 for every taxing unit. The 2026 rates add up to $1.702984 per $100: Collin County $0.151414 + Collin College $0.081220 + City of Plano $0.437600 + Plano ISD $1.032750. That works out to about $6,811.94 for the year. Real bills differ, because each taxing unit applies its own exemptions and the appraisal district sets the value.
Homestead exemptions can lower the bill
- School districts: Texas law requires school districts to give a $140,000 residence homestead exemption (Texas Comptroller). Collin County’s 2026 table also lists an additional over-65 and disability exemption for each school district.
- Cities, counties, and colleges: a taxing unit may adopt a local option homestead exemption of up to 20% of appraised value, with a $5,000 minimum. The table above shows what each city lists for 2026; Collin County lists 5% ($5,000 minimum) and Collin College lists 20% ($5,000 minimum).
- How to apply: file with the appraisal district in the county where the home is located. The general deadline is before May 1, and the appraisal district decides whether the home qualifies.
For step-by-step filing with Collin CAD or Denton CAD, see how to file a homestead exemption in Collin and Denton County.
Which appraisal district handles your address
- Collin County addresses: Collin Central Appraisal District
- Denton County addresses: Denton Central Appraisal District
- Dallas County addresses: Dallas Central Appraisal District
Frisco, Plano, Prosper, Celina, and Dallas all cross county lines, so check which county your address is in before you look up its rates. For how the two appraisal districts differ, see Denton CAD vs Collin CAD: is Frisco in Collin or Denton County?
When bills arrive and when they are due
Taxing units start mailing bills in October, and payment is due on receipt. In most cases you must pay by January 31; unpaid taxes become delinquent on February 1 and penalties and interest are added (Texas Comptroller). At a sale, the contract usually prorates the year’s taxes between buyer and seller. See our compare offers and net proceeds guide for how that shows up on a seller’s side. If you think your appraised value is too high, the window to act comes with your spring appraisal notice; see how to protest property taxes in Texas.
Highland Park and University Park
We will add these once their 2026 rates are final. University Park voters approved Proposition A, the City’s tax rate election for a rate of $0.220055 per $100, on November 3, 2026, according to unofficial results reported by the City of University Park. Results are unofficial until canvassed.
Plano also had a Proposition A on the Nov. 3, 2026 ballot, but it was a different measure: it concerned venue taxes, not a property tax rate. Plano voters rejected it, with about 54.6% voting against in unofficial results (Community Impact). See Dallas Stars Arena at Willow Bend: Prop A results and what’s next for Plano.
McKinney ISD voters also rejected the district’s voter-approval tax rate election (Proposition A) on Nov. 3, 2026, with about 59.7% voting against in unofficial results (Community Impact). The school district table above still shows the $1.066400 rate that the Collin County Tax Assessor-Collector lists; that rate assumed the election would pass. We will update the McKinney ISD rate once the county or the district publishes the final 2026 rate.
Each city guide also has an “at a glance” box with its rate: Plano, Frisco, Allen, McKinney, Prosper, Celina, and North Dallas.
Property tax questions
Is a city’s tax rate my total property tax rate?
No. The city rate is one layer. Your total also includes the county, the school district, the college district, and any MUD, PID, or other special district on your address. Each rate is charged per $100 of taxable value, after the exemptions that taxing unit allows.
When are property tax bills due in Texas?
Taxing units start mailing bills in October, and payment is due on receipt. In most cases you must pay by January 31. Taxes still unpaid on February 1 are delinquent, and penalties and interest are added, according to the Texas Comptroller.
Where do I apply for a homestead exemption?
With the appraisal district in the county where the home is located, such as Collin CAD, Denton CAD, or Dallas CAD. The general filing deadline is before May 1, and the appraisal district decides whether the home qualifies.
Related reading: Collin County home prices, fall 2026 and moving to North Dallas: what homebuyers should know before choosing a neighborhood.
Questions about a specific address?
Book a 15-minute call with Hilda or call (469) 802-8711. Hilda can help you find the right lookups for a home you are considering; the tax office and your title company have the final numbers.
Selling and want to know what your home might sell for? Request a free home valuation. It is a market opinion based on recent nearby sales, not an appraisal.
Sources (checked November 5, 2026)
- Collin County Tax Assessor-Collector, 2026 Tax Rates and Exemptions by Jurisdictions (PDF)
- Denton County Tax Office, Truth in Taxation Summary (adopted 2026 rates)
- City of Frisco, Property Tax Rate
- City of Dallas, FY 2026–27 budget and tax rate release and City of Dallas, Property Taxes
- Texas Comptroller, Property Tax Exemptions
- Texas Comptroller, Paying Your Taxes
- City of University Park, 2026 Tax Rate Election
- Community Impact, Plano Proposition A results (Nov. 2026)
- Community Impact, McKinney ISD election results (Nov. 2026)